Non- Environmental Contractor (Less than 50% of revenue.)

Environmental  Pollution  Liability  Insurance

Contractor Professional Liability Insurance Policy Package

1. Contractor Pollution Liability  Insurance Policy (CPL) for:

• General Contractors
• Trade Contractors
• Specialty Contractors
• Non-Environmental Contractors
• Operators of Non-Owned Environmental Facilities

          a. Environmental; Pollution Liability Insurance        Policy Features:

                   A. Pollution Coverages  Available (or Provided        For):

                             i. Coverage Choices: Occurrence, or
Claims-Made and Reported.

                             ii. Work performed by, or on behalf of,   the named insured; includes insured’s   liability for work performed by   subcontractors

                             iii. Emergency response expense; includes      expenses incurred by  the Insured’s   employees.

                             iv. Pollution at a non-owned property used to   store equipment during a project.

                             v. Temporary storage of asbestos waste at the   Insured’s property.

                             vi. Contingent transportation of the Insured’s   waste hauled by a third-party carrier.

                             vii. For fines, penalties, punitive, exemplary or    multiplied damages where allowed by law.

                   B. Pollution Coverages  Available By Endorsement

                             i. Sudden and Accidental Premises Pollution Liability Coverage.

                             ii. Non-Owned Disposal Site Liability Coverage.

                             iii. Transportation Pollution Liability Coverage.

                   C. Premium - Minimum Premium is $1,500  for a Monoline Contractor Pollution Liability
Insurance Policy.

2.  Contractor Pollution Liability (CPL) combined with          Professional Liability (PL) Policy for                                       Non- Environmental Contractor:

          A. Combination Policy. CPL as stated above.

          B. Professional Liability Policy Coverages

                   a. Coverage is on Claims-made and Reported basis.

                   a. Coverage is provided for:

                             i.  Professional services performed by, or on  behalf of the named insured, including
 the insured’s liability for professional services  performed by subcontractors.

                             2. Recommendations made for site selection,                                      transportation, disposal, or treatment of  pollutants.

          C. Types of Contractors;  Non- Environmental Contractors

                   a. Construction Managers

                   b. General Contractors

                   c.  Specialty Contractors

          D. CPL/ PL Contractor Services Include:

                   a. Project Management

                   b. Plan Review

                   c. Field Modifications

                   d. Selection of Contractor and Subcontractors

                   e. Scheduling and sequencing services

          E. Premium - Minimum Premium for CPL/PL                                     Combination Packaged Coverage is $2,500.

For Answers to Questions, Applications, & Diligent Quotes Contact:

Priscilla Li, Vice President

Cover Agency, Ltd.

Phone Numbers:

Office: (718) 591-2400

After Hours "Text" For Fast Response: (347) 551-0800

Email: pli.coveragency@gmail.com

Executive Offices:

179-14 Union Turnpike

Flushing, NY 11366